UCLA Transfer Alliance Program, Foothill College Honors Institute
Berkeley Pathways to Four-Year Universities, De Anza College Partnerships
UC Transfer Admission Guarantee, TAG Matrix
UC Irvine 3.4 no Business
UC Davis 3.2-3.3 Transfer Opportunity Program (TOP) Foothill, De Anza
UC Santa Barbara 3.2 no Engineering
UC Riverside 2.7-3.5
UC Santa Cruz 3.0 Transfer Preparation Program TPP, Foothill, De Anza
UC Merced 2.8-3.0
How does your community college stack up? CollegeMeasures.org success rate, De Anza, Foothill, West Valley
Best Community Colleges in California De Anza, Foothill
Top 5 Transfer Colleges in California Foothill, Santa Monica, Santa Barbara, De Anza, Irvine
Wednesday, August 30, 2017
Saturday, August 05, 2017
LASIK / SMILE
Refractive surgery nearsighted nearsightedness
List of FDA-Approved Lasers for LASIK
近視雷射怎麼挑?專家分析 STPRK、LASIK、SMART全飛秒Pro的差別、優缺點、角膜穩定度與恢復期 PRK, LASIK, Trans-PRK, 全飛秒 (SMILE, SMILE PRO, SMART CLEAR, SMART PRO)
Implantable Collamer Lens EVO ICL, STAAR EVO Viva for Presbyopia (EVO+ Toric Visian® ICL with Aspheric (EDOF) Optic) 植入式隱形眼鏡手術(膠原蛋白眼內鏡)
List of FDA-Approved Lasers for LASIK
近視雷射怎麼挑?專家分析 STPRK、LASIK、SMART全飛秒Pro的差別、優缺點、角膜穩定度與恢復期 PRK, LASIK, Trans-PRK, 全飛秒 (SMILE, SMILE PRO, SMART CLEAR, SMART PRO)
近視雷射手術比較
* Zeiss Meditec Mel 80 Presbyond
* Wavefront-guided 2000
Custom Wavefront-optimized
* Topography-assisted 2013
* Wavefront-guided 2000
Custom Wavefront-optimized
* Topography-assisted 2013
2017 paper: Comparison and analysis of FDA reported visual outcomes of the three latest platforms for LASIK: wavefront guided Visx iDesign, topography guided WaveLight Allegro Contoura, and topography guided Nidek EC-5000 CATz
The WaveLight Allegretto Wave Eye-Q excimer laser and the NAVEX EC-5000 excimer laser are currently the only systems approved in the United States to perform topography-assisted LASIK procedures (Star S4 IR with iDesign is new)
iDesign vs Wavelight
1. Allegretto Wave Eye-Q, Novartis Alcon WaveLight Allegretto Wave Eye-Q, EX500
- Alcon Contoura Vision (WaveLight Topolyzer Vario + WaveLight Allegretto Wave Eye-Q or WaveLight EX500 Excimer Laser)
- 博士眼科, 博士眼科地形圖導引 FS200 + EX500
- 諾貝爾 七次元 角膜地圖引導 GCT-LASIK 酷視精雕 Topolyzer + FS200 + EX500
- IQ Laser Vision [Kamra inlay]
2. Johnson & Johnson Vision, Abbott Medical Optics AMO VISX Star S4 IR with iDesign (older iFS150 + Star S4 IR)
3. NIDEK 2000 EC-5000, Nidek Topo-Assisted Navex CATz Quest Advanced Vision Excimer Laser System
A review of the surgical options for the correction of presbyopia, slides
20/20 and Unhappy After Refractive Surgery Dry Eye, Low Contrast Visual Acuity, Contrast Sensitivity, Residual Refractive Error or Astigmatism
Lasik’s Risks Are Coming Into Sharper Focus pre-screening, Among those who may be at risk are people with large pupils; thin corneas, abnormally shaped corneas or other corneal abnormalities or scarring; high degrees of astigmatism; severe dry eye; and possibly people who have other sensitivities, pain syndromes or neurological disorders, frequent headaches or anxiety and depression.
Check 瞳孔 角膜 散光 乾眼
ReLEx: FLEx / SMILE
Refractive Lenticule Extraction : Femtosecond Lenticule Extraction / SMall-Incision Lenticule Extraction
To laser your eyes with SMILE - an honest story
Laser blended vision (LASIK) to increase depth of field using for Presbyopia without reading glasses
Accommodation_(eye) to Dioptre
Presentation: PRESBYOND Laser Blended Vision (Zeiss, MEL80 or VizuMax [femtosecond laser]), Laservue
Review of Ophthalmology: The Multiple Sides Of Monovision
It is possible to increase depth perception safely only up to 1.5 diopters without influencing vision quality, contrast sensitivity or twilight vision.
Blended Vision differs from monovision in that your two eyes are more similar to each other [up to 1.5 diopters difference], whereas with monovision your two eyes are set from 1.5 diopters to 3 diopters difference.
Treatment (laser blended vision) with diagrams
Presbyopia Clinical Trials in California, Stanford Eye Institute
The WaveLight Allegretto Wave Eye-Q excimer laser and the NAVEX EC-5000 excimer laser are currently the only systems approved in the United States to perform topography-assisted LASIK procedures (Star S4 IR with iDesign is new)
iDesign vs Wavelight
1. Allegretto Wave Eye-Q, Novartis Alcon WaveLight Allegretto Wave Eye-Q, EX500
- Alcon Contoura Vision (WaveLight Topolyzer Vario + WaveLight Allegretto Wave Eye-Q or WaveLight EX500 Excimer Laser)
- 博士眼科, 博士眼科地形圖導引 FS200 + EX500
- 諾貝爾 七次元 角膜地圖引導 GCT-LASIK 酷視精雕 Topolyzer + FS200 + EX500
- IQ Laser Vision [Kamra inlay]
2. Johnson & Johnson Vision, Abbott Medical Optics AMO VISX Star S4 IR with iDesign (older iFS150 + Star S4 IR)
3. NIDEK 2000 EC-5000, Nidek Topo-Assisted Navex CATz Quest Advanced Vision Excimer Laser System
A review of the surgical options for the correction of presbyopia, slides
20/20 and Unhappy After Refractive Surgery Dry Eye, Low Contrast Visual Acuity, Contrast Sensitivity, Residual Refractive Error or Astigmatism
Lasik’s Risks Are Coming Into Sharper Focus pre-screening, Among those who may be at risk are people with large pupils; thin corneas, abnormally shaped corneas or other corneal abnormalities or scarring; high degrees of astigmatism; severe dry eye; and possibly people who have other sensitivities, pain syndromes or neurological disorders, frequent headaches or anxiety and depression.
Check 瞳孔 角膜 散光 乾眼
ReLEx: FLEx / SMILE
Refractive Lenticule Extraction : Femtosecond Lenticule Extraction / SMall-Incision Lenticule Extraction
To laser your eyes with SMILE - an honest story
Laser blended vision (LASIK) to increase depth of field using for Presbyopia without reading glasses
Accommodation_(eye) to Dioptre
Presentation: PRESBYOND Laser Blended Vision (Zeiss, MEL80 or VizuMax [femtosecond laser]), Laservue
Review of Ophthalmology: The Multiple Sides Of Monovision
It is possible to increase depth perception safely only up to 1.5 diopters without influencing vision quality, contrast sensitivity or twilight vision.
Blended Vision differs from monovision in that your two eyes are more similar to each other [up to 1.5 diopters difference], whereas with monovision your two eyes are set from 1.5 diopters to 3 diopters difference.
Treatment (laser blended vision) with diagrams
Presbyopia Clinical Trials in California, Stanford Eye Institute
Thursday, July 20, 2017
Fanless Notebook, Laptop, Ultrabook PCs
A detailed list of fanless laptops and ultrabooks available in 2018 passive cooling
Large display 14"+, 3lb
Acer Spin 7 14" touch 2.6lb
Asus Vivobook Flip 14 TP401 touch 3.3lb
Convertible (touch screen)
Acer Spin 7
Asus Zenbook Flip UX360CA Intel Core m3-6Y30
Lenovo Yoga 900s
Toshiba Portege Z20t
Clamshell:
Acer Swift 7
Apple Macbook 12 m3, i5, i7
Asus Zenbook UX305
Dell XPS 13 9325
HP Elitebook Folio G1 touch
Samsung ATIV Book 9 touch
Large display 14"+, 3lb
Acer Spin 7 14" touch 2.6lb
Asus Vivobook Flip 14 TP401 touch 3.3lb
Convertible (touch screen)
Acer Spin 7
Asus Zenbook Flip UX360CA Intel Core m3-6Y30
Lenovo Yoga 900s
Toshiba Portege Z20t
Clamshell:
Acer Swift 7
Apple Macbook 12 m3, i5, i7
Asus Zenbook UX305
Dell XPS 13 9325
HP Elitebook Folio G1 touch
Samsung ATIV Book 9 touch
Tuesday, July 18, 2017
Education in France
Education in France
French Colleges and Universities
Grandes écoles (Grand Schools) graduate schools,
University of Paris - 6 alliances, Conservatoire de Paris
French Colleges and Universities
Grandes écoles (Grand Schools) graduate schools,
University of Paris - 6 alliances, Conservatoire de Paris
Monday, June 12, 2017
Thursday, June 08, 2017
Daves Symphony Hall: San Francisco Symphony
Davies Symphony Hall Seating Plan
Seating Chart
Loge; Side Box, Premier Orchestra, Orchestra, Front Orchestra, Premier 1st Tier, Upper Orchestra, Side Terrace, Rear Box; 1st Tier, Premier 2nd Tier, 2nd Tier
Movie:
Side Box, Loge, Premier Orchestra, Premier 1st Tier, Orchestra, Rear Box; 1st Tier, Upper Orchestra, Front Orchestra, Premier 2nd Tier, 2nd Tier
Side Box, Loge, Premier Orchestra, Orchestra, Rear Box, Premier 1st Tier, Front Orchestra, 1st Tier; Upper Orchestra, Premier 2nd Tier, 2nd Tier
Sunday, June 04, 2017
J-Pop
R3 Music Box
Playlists Anime, Vocaloid, Video Game Music & Theme Song
Basugasubakuhatsu Jpop Idol Songs
Streaming Radio
AnimeNfo m3u playlists Windows Media Player
AnimeAmaze playlist
App
Anime Radio+
Playlists Anime, Vocaloid, Video Game Music & Theme Song
Basugasubakuhatsu Jpop Idol Songs
Streaming Radio
AnimeNfo m3u playlists Windows Media Player
AnimeAmaze playlist
App
Anime Radio+
Friday, May 26, 2017
Xmouse, active window tracking
Monday, May 22, 2017
Monday, May 01, 2017
Bluetooth Audio
Jabra Elite 65t 2018 5.0
Google Pixel Buds 2 2019 5.0
Plantronics BackBeat Fit 3150 2019 5.0
Apple AirPods 3 2021 5.0
Can aptX give you better sound over Bluetooth? - CNET MP3, AAC, HE-ACC, A2DP SBC (Low Complexity Subband Coding)
Qualcomm CSR AptX HD, Low Latency
Apple iPhone MacOSX Bluetooth Explorer AAC AptX
AirPods AAC
Sony LDAC
Open Interface North America Qualcomm OINA SOUNDabout lossless
Saturday, April 29, 2017
Browser Benchmarks
Best web browsers 2018: Chrome, Edge, Firefox, and Opera go head-to-head
Chrome > Opera > Firefox > Edge
On Mac: Safari >> Chrome > Firefox, memory (ram), cpu (energy, battery)
What's the fastest Linux web browsers?
WebXPRT benchmark Firefox
Speedometer WebKit/Safari Chrome
SunSpider Safari
JetStream Safari
Kraken JavaScript Mozilla
Octane Google Chrome
Chrome > Opera > Firefox > Edge
On Mac: Safari >> Chrome > Firefox, memory (ram), cpu (energy, battery)
What's the fastest Linux web browsers?
WebXPRT benchmark Firefox
Speedometer WebKit/Safari Chrome
SunSpider Safari
JetStream Safari
Kraken JavaScript Mozilla
Octane Google Chrome
Thursday, April 20, 2017
Monday, April 03, 2017
Super Bloom Wild Flowers
- Activities: Midpeninsula Regional Open Space District preserves, blooms wildflowers bloomin
2024:
2023:
2017:
* Superbloom attracts thousands to Southern California desert * That's one benefit of El Nino! Stunning pictures of rare 'super bloom' of wildflowers in the California DESERT
* As wildflowers thrive in south state, Northern California waits for big bloom
- 4/15,16 Jepson Prairie Preserve, map 105 miles
- 4/15 Sat Railtown 1897 State Historic Park Wildflower Trains, directions 133 miles
- Daffodil Hill, direction 144M
- 4/15,16 South Yuba River Park, map 190 mile
* Big wildflower bloom expected in Bay Area parks as spring sunshine arrives
- Activities: Midpeninsula Regional Open Space District preserves, blooms wildflowers bloomin
-- 4/16 Sun WWW: Wildflowers, Wandering & Wine 4 miles
- Spring Wildflower Festival at Sunol Regional Wildernes
- Pacheco State Park, Self - Guided Springtime Hike, Self-Guided Wild Flower Tour
Wednesday, March 29, 2017
Taiwan Korea 2017
韓國觀光公社 板門店
Visit Korea Demilitarized Zone Tours
Panmunjeom (Joint Security Area)
TourDMZ 3th floor President Hotel
Go 2 Korea July/August 10th floor
JSA DMZ combined tour calendar 7th floor
Korea DMZ Tour 8th floor
Cosmojin hotel
KKDay 板門店 all tours 8th, 10th floor
Google Flights SFO - TPE
Kayak SFO-TPE
hipmunk SFO-TPE
Google Flights TPE - Seoul
cola tour 可樂旅遊 首爾自由行
Seoul 首爾自由行
麗星郵輪寶瓶星號 石垣島 Cruise Japan Okinawa 8/2-8/4
Visit Korea Demilitarized Zone Tours
Panmunjeom (Joint Security Area)
TourDMZ 3th floor President Hotel
Go 2 Korea July/August 10th floor
JSA DMZ combined tour calendar 7th floor
Korea DMZ Tour 8th floor
Cosmojin hotel
KKDay 板門店 all tours 8th, 10th floor
Google Flights SFO - TPE
Kayak SFO-TPE
hipmunk SFO-TPE
Google Flights TPE - Seoul
cola tour 可樂旅遊 首爾自由行
Seoul 首爾自由行
麗星郵輪寶瓶星號 石垣島 Cruise Japan Okinawa 8/2-8/4
Tuesday, March 28, 2017
Aurora
Aurora Northern Light
Aurora Forecast
A Traveler’s Guide to the Aurora Borealis
The dark of the moon in March (equinox) during solar cycle activity maximum years is the best time clear sky of year to travel to the auroral oval zone, Fairbanks, Alaska; Yellowknife, Northwest Territories; Fort McMurray Alberta; Greenland; Reykjavik, Iceland; Tromso, Norway
Steve (atmospheric phenomenon), 5-10 degree closer to the equator, seasonal, not in winter between October and February, early to mid September or late March
Google Flights 12/31-1/3,4, 1 stop, 5am-12am, 1pm-12am, 6h layover
Kayak 12/31-1/3, 1 stop, 12:30-5:45pm, 4:15am-3:30pm, 6h layover
Aurora Forecast
A Traveler’s Guide to the Aurora Borealis
The dark of the moon in March (equinox) during solar cycle activity maximum years is the best time clear sky of year to travel to the auroral oval zone, Fairbanks, Alaska; Yellowknife, Northwest Territories; Fort McMurray Alberta; Greenland; Reykjavik, Iceland; Tromso, Norway
Steve (atmospheric phenomenon), 5-10 degree closer to the equator, seasonal, not in winter between October and February, early to mid September or late March
Google Flights 12/31-1/3,4, 1 stop, 5am-12am, 1pm-12am, 6h layover
Kayak 12/31-1/3, 1 stop, 12:30-5:45pm, 4:15am-3:30pm, 6h layover
Suicide Basin - Scale Image Viewer
Solar Cycle Prediction 1989-1993, 1999-2004, 2012-15,
Northers Lights Travel
NOAA Aurora Dashboard Forecast, Tonight, Tomorrow Night Predictions, scales 1-5 (radio blackouts R, solar radiation S, geomagnetic storm G) R S2 G3
University of Alaska Aurora Forecast, select N. America aurora strength Kp planetary index 0-9
graphs follows:
Aurora Service Prediction
Solar Cycle Prediction 1989-1993, 1999-2004, 2012-15,
Northers Lights Travel
NOAA Aurora Dashboard Forecast, Tonight, Tomorrow Night Predictions, scales 1-5 (radio blackouts R, solar radiation S, geomagnetic storm G) R S2 G3
University of Alaska Aurora Forecast, select N. America aurora strength Kp planetary index 0-9
graphs follows:
Monday, March 06, 2017
Magazine Online
Research by A-Z List
Santa Clara County Library SCCL scclib Research: News Magazines Consumer Reports, Dragon Source (Chinese Magazines), 音樂愛好者 Music Lover, MedlinePlus, Nature, New York Times (dnyuz DNYUZ),
Zinio / RBDigital: National Geographic
PressReader: San Jose Mercury News, World Journal
Flipster: TIME, Consumer Reports
HyRead: Traditional Chinese eBooks, eMagazines
Online Learning Courses:
Lynda LinkedIn Learning Online advanced Photoshop, languages, Certificates of Completion:
Santa Clara County Library SCCL scclib Research: News Magazines Consumer Reports, Dragon Source (Chinese Magazines), 音樂愛好者 Music Lover, MedlinePlus, Nature, New York Times (dnyuz DNYUZ),
Zinio / RBDigital: National Geographic
PressReader: San Jose Mercury News, World Journal
Flipster: TIME, Consumer Reports
HyRead: Traditional Chinese eBooks, eMagazines
Online Learning Courses:
Lynda LinkedIn Learning Online advanced Photoshop, languages, Certificates of Completion:
Project Management Institute PMI
Certified Analytics Professional (CAP), Certified Analytics, Operation Research, Management Science.
Certified Analytics Professional (CAP), Certified Analytics, Operation Research, Management Science.
CSCMP Supply Chain Foundations: The Essentials Professional Certificate
Rosetta Stone Library Edition foreign languages Spanish French German
Mango Languages Japanese 安以宇衣於
Mango Languages Japanese 安以宇衣於
Treehouse web design, coding, Photoshop Foundations
Universal Class Continuing education unit
School Resources
Biography in Context
Opposing Viewpoints in Context
U.S. History in Context
World History in Context
Music & Movies
= Alexander Street (Classical Music Library)
= Freegal Music,
= Medici.tv: Concerts, Operas, and Ballets Live and On Demand
= Kanopy
PressReader newspapers $29.95, World Journal 世界日報, Global Views 遠見
Online/Web/iPhone Android Magazine Reader:
Zinio for Libraries CommonWealth Magazine 天下雜誌, Supertaste 食尚玩家, PC Home, Next Magazine 壹週刊
Z-Pass 6 for $5/month
Zinio Unlimited not in the U.S.A
Flipster: TIME, Consumer Reports
HyRead: Traditional Chinese eBooks, eMagazines
Kono for Library: Palo Alto, Taiwanese, Japanese
Safari Books Online, InstaFlix, medici.tx (classical music), freegal music, Zenio for libraries magazines
Magzter Gold 5000+, international, unlimited $99/year, no top/popular, top free magazine, This Month in Taiwan, Where San Francisco
Readly $10/month
Readr iPad App $10/month PixelMags
Texture 200+, $10/month including weekly magazines, (formally Next Issue Media), Condé Nast, Hearst, Meredith, News Corp., Rogers Communications, and Time Inc
'Netflix for Magazines’ Services Explain Why They’re Not Doomed
Digital Subscription Services Disrupt Traditional Print Advertising
Magzter Unveils Unlimited Digital Magazine Subscription Platform
To aggregate or not to aggregate? That is NOT the question
Digital Subscription Services Disrupt Traditional Print Advertising
Universal Class Continuing education unit
School Resources
Biography in Context
Opposing Viewpoints in Context
U.S. History in Context
World History in Context
Music & Movies
= Alexander Street (Classical Music Library)
= Freegal Music,
= Medici.tv: Concerts, Operas, and Ballets Live and On Demand
= Kanopy
PressReader newspapers $29.95, World Journal 世界日報, Global Views 遠見
Online/Web/iPhone Android Magazine Reader:
Zinio for Libraries CommonWealth Magazine 天下雜誌, Supertaste 食尚玩家, PC Home, Next Magazine 壹週刊
Z-Pass 6 for $5/month
Zinio Unlimited not in the U.S.A
Flipster: TIME, Consumer Reports
HyRead: Traditional Chinese eBooks, eMagazines
Kono for Library: Palo Alto, Taiwanese, Japanese
Safari Books Online, InstaFlix, medici.tx (classical music), freegal music, Zenio for libraries magazines
Magzter Gold 5000+, international, unlimited $99/year, no top/popular, top free magazine, This Month in Taiwan, Where San Francisco
Readly $10/month
Readr iPad App $10/month PixelMags
Texture 200+, $10/month including weekly magazines, (formally Next Issue Media), Condé Nast, Hearst, Meredith, News Corp., Rogers Communications, and Time Inc
'Netflix for Magazines’ Services Explain Why They’re Not Doomed
Digital Subscription Services Disrupt Traditional Print Advertising
Magzter Unveils Unlimited Digital Magazine Subscription Platform
To aggregate or not to aggregate? That is NOT the question
Digital Subscription Services Disrupt Traditional Print Advertising
Saturday, February 25, 2017
Social Security
Social Security Survivor Benefits – The Rules
Social Security Survivor Benefits for the death a Spouse
Social Security: The Survivor Benefit, Simplified
Widows Waiting to Wed? (Re)Marriage and Economic Incentives in Social Security Widow Benefits
社會安全局 遺屬福利 在 60 歲之前再婚,您將無法領取寡婦和鰥夫的 福利。
社會安全局 遺屬福利 在 60 歲之前再婚,您將無法領取寡婦和鰥夫的 福利。
寡婦領遺夫福利 如何選擇較高金額
Survivors Planner: How Much Would Your Benefit Be? survival benefit
remarry after 60
Formula for Family Maximum Benefit 3394
$1411 / 75% = $1881
Social Security Benefit Amounts For The Surviving Spouse
rate 28.5/7 = 4.07%/year amount increase
do this if live less than this age
60 71.5% x+7 78.56 $1345
61 75.57% x+6 80.56
62 79.64% x+5 82.56
63 83.71% x+4 84.56
64 87.79% x+3 86.56
65 91.86% x+2 88.56
66 95.93% x+1 90.56
67 100.0% $1881
84.96 average life expectancy
Income exempt limit, working during retirement (Exempt Amounts Under The Earnings Test) $17640
Maximize benefit: begin at 60 or full retirement age and switch to below at 70
Survivors Planner: How Much Would Your Benefit Be? survival benefit
remarry after 60
Formula for Family Maximum Benefit 3394
$1411 / 75% = $1881
Social Security Benefit Amounts For The Surviving Spouse
rate 28.5/7 = 4.07%/year amount increase
do this if live less than this age
60 71.5% x+7 78.56 $1345
61 75.57% x+6 80.56
62 79.64% x+5 82.56
63 83.71% x+4 84.56
64 87.79% x+3 86.56
65 91.86% x+2 88.56
66 95.93% x+1 90.56
67 100.0% $1881
84.96 average life expectancy
Income exempt limit, working during retirement (Exempt Amounts Under The Earnings Test) $17640
Maximize benefit: begin at 60 or full retirement age and switch to below at 70
2024 survivor 60 $2796 67 $3911 70 $4873
self 62 $2710 67 $3911 70 $4873
===================================================
===================================================
To do:
Morgan Stanley advisors, Wealth Management CashPlus engagement bonus for American Express Platinum card, Virtual advisor $100,000, Commissions and Fees
* Living trust (not quitclaim deed)
* Tax Implications of Transfers on Death TOD California...
* Life insurance, term, permanent: whole, universal, variable universal, IUL indexed universal life (level, not increasing, death benefit) to borrow, coverage, care, credit, 5-in-1, Loan (traditional or wash 0%, participating or index with interest) instead of withdraw from surrender value. Living benefits: terminal, critical, and chronic illness.
* Annuity to maximize cash flow and less estate. Best from Roth. Indexed. cash value interest rate 1% + initial 35%-47% bonus with indexed growth (participating rate, cap rate), fixed cash out rate 7%
* Long term care insurance: standalone, life insurance + rider (older) [reimbursement/indemnity $460/day per diem limit no tax], LI + 2x discount withdraw (saving), LTC + death benefit (older), annuity + LTC 2x enhancement/income until no cash value (for old people). 2 of 6 activities of daily living ADLs, bathing, dressing, eating, toileting, transferring, continence; and maybe in confinement for 60 or 90 days.
* mega backdoor Roth IRA, Mega backdoor Roth
===================================================
International Foreign Tax Credit, Foreign Earned Income Exclusion, International Streamlined filing compliance procedures
Living Trust: owner of house, beneficiary of life insurance, annuity, but not retirement plans (stretch Roth IRA to withdraw at 10th year). LT配保險信託,LT變不可撤銷信託,LT變朝代信託+私人基金會
Life insurance without estate tax, be insured 被保人,not applicant 要保人
Out-of-state triple net property 1031 step-up cost basis
Estate Planning, Living Trust, inheritance, inherit, joint tenancy with right of survivorship
Revocatible Living Trust asset management to avoid probate, Grantor 創辦人,Trustee 管理人,Beneficiary 擁有人. Trustee service law firm 0.3-0.5% in no-state tax + wealth management. split into two, how to withdraw money, executor 執行人 of other assets not in the trust, 授權人,medical power of attorney 醫療代理人,
Irrevocable living trust, California 90 years, Nevada 720 years, Delaware, Wyoming forever dynasty trust. HEMS health education maintenance support
Estate tax 2026 15Mx2, estates of decedents survived by a spouse may elect to pass any of the decedent's unused exemption to the surviving spouse. This election is made on a timely filed estate tax return for the decedent with a surviving spouse. Note that simplified valuation provisions apply for those estates without a filing requirement absent the portability election. ILIT irrevocable life insurance trust, second-to-die, joint survivorship. Estate tax is better than capital gain tax. Washington estate tax 14-20% above 3M
Retirement Planner: Benefits, Retire Early bridge with 401k (mid 2028 59½)
Delayed Retirement Credits
Medicare end of 2033, 65 yrs, limit age 63 year income to prevent IRMAA surcharge
If retired with no job before 65:
* Roth IRA conversion after retirement and before 75 years on 4/1 to prevent or minimize RMD (required minimum distribution) QLAC qualified longevity annuity contracts, Roth Conversion Calculator, break-even tax rate (BETR)
* sale stocks with married filing jointly standard deduction $31k + 0% Long-term capital gain tax rate if income < $97k.
* Roth conversion until 62, limit 63 to lower IRMAA ($200k)
* sale California house / or keep until inheritance for step-up in cost basis to fair market value FMV
* buy a house near Seattle and move to Washington (Long-term capital gains tax 7%, deduction 270k)
* buy a house in Taipei and move to Taiwan for health insurance before Medicare
35 top earning years to get maximum benefit, 1997-end of 2031, 63 yrs old. Maximize PIA (primary insurance amount) for better spousal benefit (50% of PIA), survivor benefit (spouse: 100% of PIA, young children: 75% of PIA) maximum about 2xPIA
yr pct yr past 70
start if live less than this age
------------------
62 70% x+8 74.67
63 76% x+7 76.67
64 82% x+6 78.67
65 88% x+5 80.67
66 94% x+4 82.67
67 100% x+3 80.5
68 108% x+2 82.5
69 116% x+1 84.5
70 124% x
Children health insurance until turning 26, 10/2027(58), 4/2030(61.5)
Graduate from college, 5/2023 (54), 5/2026 (57)
Leaving home, 9/2019 (50), 9/2022 (53)
CPI over the years Consumer Price Index, graph/chart
Deeds.com Transfer on Death Deed TODD poor man's trust
Sunday, February 19, 2017
ebook reader
Windows ePub viewer
Sumatra PDF
FBReader too simple
STDU Viewer Chinese problem
Adobe Digital Editions Chinese fonts display issue
Sumatra PDF
FBReader too simple
STDU Viewer Chinese problem
Adobe Digital Editions Chinese fonts display issue
Monday, January 23, 2017
Body Height and twins
Genetic and Environmental Effects on Weight, Height, and BMI Under 18 Years in a Chinese Population-Based Twin Sample
A twin study of human obesity 80% genetic
Genetic and environmental influences on adult human height across birth cohorts from 1886 to 1994 80% genetic
Twin study of genetic and environmental influences on adult body size, shape, and composition 80% genetic
A twin study of human obesity 80% genetic
Genetic and environmental influences on adult human height across birth cohorts from 1886 to 1994 80% genetic
Twin study of genetic and environmental influences on adult body size, shape, and composition 80% genetic
Sunday, January 22, 2017
Saturday, January 21, 2017
Dessert wine
Moscato d'Asti sweet sparkling
* Kräuterlikör (herbal liqueur, spiced liqueur, half-bitters) German, Jagermeister 1934, Benedictine 1863, Chartreuse 1764 French, Amaro Italian
* Cordial (medicine), liqueur law plant material + 2.5% sugar
* Anise liqueurs and spirits: Absinthe (Ouzo effect/louche effect/spontaneous emulsification cloud), Absinthiana absinthe bubble glass + slotted spoon/grill sugar cube, Jeppson's Malört low in Thujone (sage oil)
* Anise liqueurs and spirits: Absinthe (Ouzo effect/louche effect/spontaneous emulsification cloud), Absinthiana absinthe bubble glass + slotted spoon/grill sugar cube, Jeppson's Malört low in Thujone (sage oil)
Dessert wine sweet
Madeira (Portuguese Madeira Islands) dry secco/semisecco/sweet, estufagem heat aging
From Italy
Marsala (Sicily)
Vermouth (Turin) dry/sweet wormwood, Carpano Antica Formula, Cinzano
From Spain
Sherry (Jerez) (Solera aging system 索雷拉陳釀系統) dry: Fino flor yeast, Amontillado, Oloroso, Palo Cortado, sweet: Pedro Ximénez
From Italy
Marsala (Sicily)
Vermouth (Turin) dry/sweet wormwood, Carpano Antica Formula, Cinzano
From Spain
Sherry (Jerez) (Solera aging system 索雷拉陳釀系統) dry: Fino flor yeast, Amontillado, Oloroso, Palo Cortado, sweet: Pedro Ximénez
Straw wine raisin
Italian Passito: Vin Santo
Tablas Creek Sweet Wines Vin de Paille
Eiswein Riesling grape
Noble rot 貴腐酒 rotton
*Sauternes Sémillon grapes (Graves of Bordeaux wine region) First Growth Premier Cru Supérieur Château d'Yquem, Premier Cru, 2nd Grand Cru of 1855
Mead honey
Cider apple fruit juice
Herbal liqueurs - Chartreuse 1764, green 55% 1840 (search iba Last word, Naked and famous - yellow), Bénédictine 1863 40% (Singapore sling), Jagermeister 1934 35%
Taiwan Beverage Alcohol Winery Vinyard
台灣葡萄酒化弱點為強項 黑后 - 佳美 Gamay
- 威石東 Weightstone Musann Blanc 木杉; 金香, 黑后氣泡酒, 小威石東: 巨峰, 蜜紅, 埔鹽, 南投埔里, Napa Sparkling Wine
岩の原葡萄園 Japanese wine grapes, 川上善兵衛 Zenbei Kawakami ブラック・クイーン
Black Queen Muscat ブラック・クイーン 黑后葡萄: Bailey Muscat ♀ was crossed with Golden Queen Muscat ♂
Black Queen Muscat ブラック・クイーン 黑后葡萄: Bailey Muscat ♀ was crossed with Golden Queen Muscat ♂
陳千浩、台糖攜手以 ROC 24 甘蔗製作蘭姆酒 Rum 埔桃酒莊
Friday, January 20, 2017
Sleep tracking
Sleep Tracking: How to Track Your Sleep
2017 CES Spotlights Consumer Sleep Technology, But What Are Its Implications?
Counting sheep: The best sleep trackers and monitors
The gadgets for advanced sleeping monitoring
* Withings Aura with Sleep Sensor Accessory, sound, temperature, breathing cycle, heart rate
* Beddit Sleep Monitor heartrate, breathing
1. Basis Peak is recalled
2. Jawbone Fitness Tracker, Advanced Sleep Tracking and Heart Health Monitoring: UP3 UP4
3. Fitbit Fitness, Sleep Tracking & Silent Alarm, PurePulse Heart Rate: Charge 2
4. Misfit Ray, Misfit Shine 2 no heart rate, non-rechargeable battery
2breathe
2017 CES Spotlights Consumer Sleep Technology, But What Are Its Implications?
Counting sheep: The best sleep trackers and monitors
The gadgets for advanced sleeping monitoring
* Withings Aura with Sleep Sensor Accessory, sound, temperature, breathing cycle, heart rate
* Beddit Sleep Monitor heartrate, breathing
1. Basis Peak is recalled
2. Jawbone Fitness Tracker, Advanced Sleep Tracking and Heart Health Monitoring: UP3 UP4
3. Fitbit Fitness, Sleep Tracking & Silent Alarm, PurePulse Heart Rate: Charge 2
4. Misfit Ray, Misfit Shine 2 no heart rate, non-rechargeable battery
2breathe
Wednesday, January 18, 2017
Microsoft Windows Software to be installed 2017
7-zip
Adobe Acrobat Reader DC
Google Chrome with add-ons
iTunes
LINE
Microsoft Office 365
Mozilla Firefox
Use built-in antivirus
Adobe Acrobat Reader DC
Google Chrome with add-ons
Microsoft Office 365
Use built-in antivirus
Grammarly and extension
Zoom
Spotify
Edge browser extensions add-on: uBlock Origin, Mouse Gestures, Translator, Office Online, EBates
Google Chrome Extensions: Privacy Badger or Disconnect, uBlock Origin, HTTPS Everywhere, Empty New Tab Page, Fontface Ninja, Facebook Unseen Protector, Ebates
Windows Region and Language
Edge browser extensions add-on: uBlock Origin, Mouse Gestures, Translator, Office Online, EBates
Google Chrome Extensions: Privacy Badger or Disconnect, uBlock Origin, HTTPS Everywhere, Empty New Tab Page, Fontface Ninja, Facebook Unseen Protector, Ebates
Windows Region and Language
Sunday, January 15, 2017
Apple Fruit
Know your apples: The spectrum of apple flavors sweet to tart, Fuji, Gala, Red Delicious, Honey Crisp, Pink Lady, Granny Smith
Apple varieties: Eating fresh: Honeycrisp (eating, juice), Jazz (sauce), Gala (eating, sauce), Fuji (eating, sauce)
Adam's Apples Ratings
Apple varieties (Orange Pippin): highest ranked, most voted
Beyond the Honeycrisp Apple
Cosmic Crisp
Kanzi Apple, (Gala x Braeburn) Jazz. vs. Kanzi smackdown (Adam's Apples), Jazz is better
国际果蔬报道 Produce Report 苹果
Apple varieties: Eating fresh: Honeycrisp (eating, juice), Jazz (sauce), Gala (eating, sauce), Fuji (eating, sauce)
Adam's Apples Ratings
Apple varieties (Orange Pippin): highest ranked, most voted
Beyond the Honeycrisp Apple
Cosmic Crisp
Kanzi Apple, (Gala x Braeburn) Jazz. vs. Kanzi smackdown (Adam's Apples), Jazz is better
国际果蔬报道 Produce Report 苹果
Friday, December 30, 2016
Flash Upgrade Nexus Android Devices
Android phone firmware
1. Install Windows portable Minimal ADB and Fastboot, Unzip and run MAF32
2. Enable Android Debug Bridge abd debugging on device, Settings > About phone and tap Build number seven times. Return to the previous screen to find Developer options at the bottom.
3. Booting into fastboot mode fastboot oem unlock
4. download Official Android Images and unzip it, copy ADB files to it and run flash-all
XDA-developers forum
Nexus 6 shamu google, Lineage OS
Nexus 9 volantis
Nexus 5 hammerhead, AOKP (popular), AICP, AOSP, LineageOS
Nexus 4 occam
Nexus 7 Mobile nakasig
Le Max 2
LineageOS (CyanogenMod)
Improve battery life with Xposed, Amplify and Greenify – Android customization
Extreme Battery Life Thread (Greenify+Amplify+Power Nap)
1. Install Windows portable Minimal ADB and Fastboot, Unzip and run MAF32
2. Enable Android Debug Bridge abd debugging on device, Settings > About phone and tap Build number seven times. Return to the previous screen to find Developer options at the bottom.
3. Booting into fastboot mode fastboot oem unlock
4. download Official Android Images and unzip it, copy ADB files to it and run flash-all
XDA-developers forum
Nexus 6 shamu google, Lineage OS
Nexus 9 volantis
Nexus 5 hammerhead, AOKP (popular), AICP, AOSP, LineageOS
Nexus 4 occam
Nexus 7 Mobile nakasig
Le Max 2
LineageOS (CyanogenMod)
Improve battery life with Xposed, Amplify and Greenify – Android customization
Extreme Battery Life Thread (Greenify+Amplify+Power Nap)
Wednesday, December 28, 2016
High yield savings account
Bankrate best savings rate, rate post intro, minimal deposit
Magnify Money Best of Online Savings Accounts
Money Rates
GS Bank Goldman Sachs, savings, no ATM
Synchrony Bank GE financial, savings, ATM
Ally Bank savings, ATM, checking
Barclays savings, no ATM
Discover savings, ATM, checking
Magnify Money Best of Online Savings Accounts
Money Rates
GS Bank Goldman Sachs, savings, no ATM
Synchrony Bank GE financial, savings, ATM
Ally Bank savings, ATM, checking
Barclays savings, no ATM
Discover savings, ATM, checking
Tuesday, December 06, 2016
Windows DNS setting
Control Panel > Network and Internet > Network Connections > Wi-Fi > Properties > Networking > Internet Protocol Version 4 > Properties > Use the following DNS server addresses
Wednesday, November 30, 2016
Carbonated mineral water
Acqua Panna 1860
Volvic 1922, Danone
San Pellegrino 1932, sanpellegrino S.Pellegrino sparkling Italian, bought by Perrier in 1997
Mineral water
Carbonated water soda
Spring springwater
Sunday, November 27, 2016
Light weight browsers
Comparison of lightweight web browsers
List of layout engines
* Gecko: K-Meleon (Windows only)
* Goanna: Pale Moon palemoon linux
KHTML 2000 (KDE 1996, Qt 1995) -> WebKit 2005 -> Blink 2013
* QtWebKit: QtWebEngine (Chromium blink):QupZilla
* WebKitGTK+ (Gnome GIMP Toolkit GTK+ 1998):Xombrero, Midori, Uzbl, Surf
Mac OS X:
* Roccat Browser WebKit, What Is the Best Browser for OS X 10.6 Snow Leopard?, Roccat Browser 5 for Mac: A Viable Alternative to Your Default Browser
List of layout engines
* Gecko: K-Meleon (Windows only)
* Goanna: Pale Moon palemoon linux
KHTML 2000 (KDE 1996, Qt 1995) -> WebKit 2005 -> Blink 2013
* QtWebKit: QtWebEngine (Chromium blink):
* WebKitGTK+ (Gnome GIMP Toolkit GTK+ 1998):
Mac OS X:
* Roccat Browser WebKit, What Is the Best Browser for OS X 10.6 Snow Leopard?, Roccat Browser 5 for Mac: A Viable Alternative to Your Default Browser
Sunday, November 13, 2016
TPN
Total parenteral nutrition
Calculating Parenteral Feedings
30-50 cc/kg
protein, amino acids: 1.2 g/kg
calories: 15, 25-30, 35 kcal/kg
lipids dextrose ratio
TPN Macronutrient Calculator
1. protein 1.2g/kg
2. 15 kcal/kg
3. total volume 1200 ml
percent goal 100%
osmolarity
glucose infusion rate
43.5kg 96lb Basil Metabolic Rate
1. 1008 kcal, Mufflin St Jeor My fitness pal
2. 1127 kcal, Revised Harris-Benedict Global RPh
3. 1138 kcal, Harris-Benedict BMR Calculator
4. 1209 kcal, Sedentary VeryWell
15kcal/kg, amino acid, 1.2 g/kg = 51g 1250ml Clinisol, dextrose 120g = 612 cal
19kcal/kg, protein 1.5g/kg = 68g amino acid 1600ml Clinimix E, 160g dextrose = 810 cal
2000 ml Clinimix 200g (680kcal) dextrose + 85g (340kcal) amino acid = 1020 cal
Calculating Parenteral Feedings
30-50 cc/kg
protein, amino acids: 1.2 g/kg
calories: 15, 25-30, 35 kcal/kg
lipids dextrose ratio
TPN Macronutrient Calculator
1. protein 1.2g/kg
2. 15 kcal/kg
3. total volume 1200 ml
percent goal 100%
osmolarity
glucose infusion rate
43.5kg 96lb Basil Metabolic Rate
1. 1008 kcal, Mufflin St Jeor My fitness pal
2. 1127 kcal, Revised Harris-Benedict Global RPh
3. 1138 kcal, Harris-Benedict BMR Calculator
4. 1209 kcal, Sedentary VeryWell
15kcal/kg, amino acid, 1.2 g/kg = 51g 1250ml Clinisol, dextrose 120g = 612 cal
19kcal/kg, protein 1.5g/kg = 68g amino acid 1600ml Clinimix E, 160g dextrose = 810 cal
2000 ml Clinimix 200g (680kcal) dextrose + 85g (340kcal) amino acid = 1020 cal
Saturday, November 05, 2016
Order of Christian Funerals
Catholic Cemeteries of the Diocese of San Jose
Bay Area Funeral Consumers Association, Catholics and Death
Low Cost Funerals
Catholic Funeral Homes
Beddingfield Funeral Service, map, Caskets, price
Lima & Campagna Mortuary, map,
Alameda Family Funeral & Cremation, map, price
Trappist Caskets, Memorial Tree $2575
Abbey Caskets $2350
Mount Michael Abbey Caskets
Saint Joseph Abbey Woodwork local Louisiana
Star Legacy Wood Caskets poplar $1649, cherry $2850, Walmart Star Legacy Cherry Extraordinaire Casket $2460
The Casket Outlet solid cherry wood $2588
Santa Clara - Mountain View Funeral & Cremation Service (The Casket Store) $1888-
Hospices UHC
Hospice of Valley Sutter Care at Home
Pathways Home Health
歸根--天主教的生死觀與殯葬禮
頭七:耶穌面對亡
二七:十字架--苦難的奧蹟
三七:聖瑪利亞--痛苦之母、憂者之慰
四七:如果我們與基督同死,也必與祂同生
五七:我們期待著肉身的救贖
六七:你們在天上的賞報是豐厚的
七七:新天新地--基督要永遠消除死亡
百日、週年忌日、冥誕:追思感恩禮
天主教殯葬禮
做七 頭七, 七七四十九日, 尾七, 做旬, 百日, 一年, 三年
各宗教喪禮
Bay Area Funeral Consumers Association, Catholics and Death
Low Cost Funerals
Catholic Funeral Homes
Beddingfield Funeral Service, map, Caskets, price
Lima & Campagna Mortuary, map,
Alameda Family Funeral & Cremation, map, price
Trappist Caskets, Memorial Tree $2575
Abbey Caskets $2350
Mount Michael Abbey Caskets
Saint Joseph Abbey Woodwork local Louisiana
Star Legacy Wood Caskets poplar $1649, cherry $2850, Walmart Star Legacy Cherry Extraordinaire Casket $2460
The Casket Outlet solid cherry wood $2588
Santa Clara - Mountain View Funeral & Cremation Service (The Casket Store) $1888-
Hospices UHC
Hospice of Valley Sutter Care at Home
Pathways Home Health
歸根--天主教的生死觀與殯葬禮
頭七:耶穌面對亡
二七:十字架--苦難的奧蹟
三七:聖瑪利亞--痛苦之母、憂者之慰
四七:如果我們與基督同死,也必與祂同生
五七:我們期待著肉身的救贖
六七:你們在天上的賞報是豐厚的
七七:新天新地--基督要永遠消除死亡
百日、週年忌日、冥誕:追思感恩禮
天主教殯葬禮
做七 頭七, 七七四十九日, 尾七, 做旬, 百日, 一年, 三年
各宗教喪禮
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